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october - breast cancer awareness

During the month of October, BWD and its branches are supporting the fight against breast cancer. Visit any of our three locations for a chance to win fun, pink prizes! Proceeds will be matched by the bank and donated to Divine Savior Healthcare's Cancer Fund.

Finance Your Game Plan

Whether you’re starting a new venture or growing an existing business, Bank of Wisconsin Dells has the staff and experience to accommodate all your financial needs. Speak with a loan officer about your options today by calling (608) 253-1111.

finance game plan

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You Are Not Alone (Y.A.N.A.)

Y.A.N.A. is a FREE telephone reassurance and welfare maintenance program for residents in the WISCONSIN DELLS SCHOOL DISTRICT. Check with your local police department to see if they offer a program similar to this.

Y.A.N.A. is designed to provide daily phone contact to senior citizens, disabled persons or anyone that can positively benefit from routine contact. The goal of this program is to provide a piece of mind and measure of security to community members who enjoy the independence of living alone.

How does Y.A.N.A. work?

Dispatchers from the Wisconsin Dells Police Department will call participants daily. If the participant does not answer the phone after several attempts, a series of steps will follow to ensure their safety and well-being. These steps may include calling emergency contacts, dispatching the appropriate police and dispatching medical services.

How can you or a loved one participate?

There are four ways to sign up for the program:

  1. Go to www.wdpd.com and click on the Y.A.N.A. link. This will bring you to an internet form that you can complete and submit.
  2. You can print out an internet form from the website www.wdpd.com and submit via snail mail.
  3. Call our dispatch center at 608.253.1611 and register via phone.
  4. Stop by our police department located at 712 Oak Street, Wisconsin Dells and register with one of our dispatchers.

For more information go to www.wdpd.com. Check with your local police department to see if they offer a program similar to this.

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Common Security Myths & the Truth Behind Them

Myth: Anti-virus software and firewalls are 100% effective.

Truth: Anti-virus software and firewalls are important elements to protecting your information. However, neither of these elements are guaranteed to protect you from an attack. Combining these technologies with good security habits is the best way to reduce your risk.

Myth: Once software is installed on your computer, you do not have to worry about it anymore.

Truth: Vendors may release updated versions of software to address problems or fix vulnerabilities. You should install the updates as soon as possible; some software even offers the option to obtain updates automatically. Making sure that you have the latest virus definitions for your anti-virus software is especially important.

Myth: There is nothing important on your machine, so you do not need to protect it.

Truth: Your opinion about what is important may differ from an attacker's opinion. If you have personal or financial data on your computer, attackers may be able to collect it and use it for their own financial gain. Even if you do not store that kind of information on your computer, an attacker who can gain control of your computer may be able to use it in attacks against other people.

Myth: Attackers only target people with money.

Truth: Anyone can become a victim of identity theft. Attackers look for the biggest reward for the least amount of effort, so they typically target databases that store information about many people. If your information happens to be in the database, it could be collected and used for malicious purposes. It is important to pay attention to your credit information so that you can minimize any potential damage.

Myth: When computers slow down, it means that they are old and should be replaced.

Truth: It is possible that running newer or larger software programs on an older computer could lead to slow performance, but you may just need to replace or upgrade a particular component (memory, operating system, CD or DVD drive, etc.). Another possibility is that there are other processes or programs running in the background. If your computer has suddenly become slower, it may be compromised by malware or spyware, or you may be experiencing a denial-of-service attack.

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Teach Kids the Value of Money

Children are constantly exposed to material goods and financial transactions. Without a proper explanation of the basics, they can grow up without a clear understanding of the value of money and how to use it. The following are age-specific tips for teaching your child about spending, saving, and money management in practical ways.

Ages 5 to 7

Let your child handle money on a regular basis so he or she can become comfortable with cash. Depending on your circumstances, you may start providing a small allowance. If you choose to give an allowance, be consistent and set some ground rules.

Use the allowance as a tool to help teach money management, not as a method of punishment or reward.

Start discussing the concept of credit and debit cards. Your child surely has witnessed you withdrawing cash at the ATM or using credit cards to purchase everything from gas to groceries. Help your child make the connection that these cards represent money.

  • Take your child to the bank when you deposit money in your account.
  • Review credit card and bank statements with your child.
  • Let your child count the money that comes out of the ATM and review the receipt.

Ages 8 to 10

As your child gets older, he or she undoubtedly will become interested in where money comes from and where it goes.

Explain how you earn money, and discuss how your child might generate his or her own.

Go over your family's major monthly expenses such as housing, food and transportation, and explain how much they cost.

Talk through the difference between needs and wants once your child understands the meaning of income and expenses.

Ages 11 to 13

Preteens often are pressured by their peers to keep up with the latest and greatest. Use this opportunity to be a strong role model and demonstrate for your child how to make smart spending decisions.

Share past spending mistakes and what you learned from them.

Consider increasing your child's allowance as he or she gets older, and help him or her develop a spending plan.

Introduce the concept of long-term savings and investing.

Teenage Years

High school is a great time for your child to put into practice what you have taught him or her over the years.

Take your teen to the bank to open a checking and savings account in his or her name. Consider adding a prepaid or bank-secured credit card to help your child establish a credit history and good credit practices while he or she is still under your roof.

Encourage your teen to get a job, so he or she can start managing his or her own income and saving for big tickets items such as a car or his or her college education.

Advise your teen to continue his or her financial education by seeking out classes, field trips and online resources.

For more tips, visit: https://shar.es/aXi7Mq

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Bank of Wisconsin Dells
716 Superior Street
Wisconsin Dells, WI 53965