April is a busy month! This newsletter provides you with information and tools that will help you get the most out of this first full month of Spring 2024.
April 2024 Email Contents
New Tax Tools
Getting ready for tax time is easier than ever.
Not only do you have access to your BAC Community Bank tax documents through Online Banking and Mobile Banking by going to Profile > Tax Documents, but now you can check the status of your IRS refunds online.
Research the status of your IRS tax refund by logging in to Smart ALAC and tapping Where's My Refund? or use this link to the IRS website at https://www.irs.gov/refunds.
Get more tax time tips by watching this brief video and others inside our Education Center at https://www.bankbac.com/EducationCenter and visiting the section Money iQ > Taxes
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Extended Saturday Hours for Smart ALAC
On April 4, 2024 Smart ALAC turned 2 years old!
While being a secured platform where customers and staff communicate, we often refer to Smart ALAC as a BAC team member. Building on this theme, let's reflect on the growth in skillset and customer interactions during Smart ALAC's first two-years of service.
Smart ALAC has learned how to:
- securely share and receive documents and pictures
- video chat
- co-browse
- speak multiple languages, and
- he is currently learning how to DocuSign
All of these achievements have been made while having 23,245 conversations with 4,696 customers!
It is truly amazing to see how this one unique service brings so much value. And his popularity continues to grow!
Happy Birthday to Smart ALAC and the dedicated team of BAC banking professionals who continuously look for new and better ways to serve you, our loyal customers.
TIP: Did you know that you can reach a live personal banker through Smart ALAC on Saturdays? While you are still able to send inquiries and documents anytime of the day, now you can do more through live staff interactions on Saturdays 9:00 a.m. to 2:00 p.m.
Be sure to regularly use our Smart ALAC app or visit https://www.bankbac.com/smart from anywhere,
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Receive Money into Your Account in Real-Time
The way funds can be received into your BAC Community Bank account just got an upgrade!
Whether receiving money by check, electronic transfer, or some other method, we have all had the experience of waiting for a deposit to be posted and funds become available. Delays can be frustrating as they impact the cash flow of our household or business.
To help ease this type of experience, all BAC Community Bank deposit accounts are now enabled to receive real-time payment (RTP) transactions. That means real-time payments from any RTP initiating bank in the United States are received and available for use within seconds, any time of the day or week -- holidays and weekends included.
That's right, when money is sent to you as a real-time payment you will automatically have instant access to the funds and payments can be received 24/7/365.
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Celebrate Community Banking Month with Equipment Loans as low as 5.99% Interest Rate
Our professional Business Lending team provides financing for
- medical equipment
- tractors, bulldozers, harvesters, forklifts and other heavy equipment
- manufacturing
- restaurants and food processing
- transportation equipment, including semi-trucks and trailers, dump trucks, and tow trucks
- plus a lot more
Call (209) 944-1516 or (925) 308-7545 to talk with us today!
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Use Bill Pay in April for a Chance to Win $1,000
Using Bill Pay through Online Banking or Mobile Banking this Spring will not only help you manage your bills and budget, it can also reward in more ways!
Learn more at https://www.bankbac.com/Spring2024
Or you can get started now by logging in to Bill Pay and using these features,
- Manage digital payments
Set up electronic payments or receive paperless statements, set up recurring payments or send a same-day payment.
- Manage your debit cards digitally
Set up and control your debit cards digitally and manage spending across multiple cards online or within our mobile banking app.
- Make a new transfer
Move money to your primary bank account from any financial institution.
- Send money with Zelle®
The fast and easy way to send money to those who you trust,1 all from your online banking account or mobile app.
1 Must have a bank account in the U.S. to use Zelle®.
- Enroll in mobile banking
Access your account from anywhere, anytime using our mobile banking app.
Get Started >
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Earn up to $500 this Year through Refer-A-Friend
BAC Community Bank customers have an opportunity to earn up to $500 each calendar year by referring friends, family, neighbors, co-workers, and others they know.
Each time one of your referred individuals opens a new personal checking account at BAC Community Bank and completes a few simple steps, you'll get $50 as a "thank you" for introducing them to us. (Maximum 10 paid referrals per calendar year, for a total of up to $500.)
Please see https://www.bankbac.com/refer for full details.
If you have used our referral program in prior years, go ahead and refer more new customers in the 2024 calendar year by logging in to ReferLive using the text link located below the Registration form on our Refer-A-Friend page at https://www.bankbac.com/refer.
If this will be your first time using our Refer-A-Friend program, simply fill out the Registration form on our Refer-A-Friend page at https://www.bankbac.com/refer and follow the on-screen instructions.
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How to Avoid Tax Time Scams
Crooks Use Tax Time To Steal Money, Information
It's the time of year to beware of scammers who use the telephone or email to claim that you owe money on your taxes or that they need more information to either complete or verify your tax forms. Learn how to protect yourself today.
Learn more safety tips and ways to improve your financial well-being by exploring Money iQ and our other financial literacy materials at https://www.bankbac.com/EducationCenter.
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Thank You!
Thank you for choosing BAC Community Bank as your banking partner. We value all our relationships and appreciate the opportunity to serve you.
Stay Connected
Follow @BACCommunityBank on your favorite social media platforms by using our official links at https://www.bankbac.com/social.
